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Becoming a Homeowner!

If you are anything like me when it comes to buying a home, I'm sure your first thoughts may be, "Where do I start? This is super overwhelming!" Becoming a first-time home-owner yesterday blew my mind- I've been renting for the past decade! I hope that this guide helps you a bit with some resources and quick tips. Yes, it's a lot, but it's so rewarding and can be a seamless process when you find a real estate agent you trust and have a great support system! Closing a year ago was INCREDIBLE - I am so thrilled to be staying in Charlotte, NC for good!


Before you get started on these steps... save save SAVE! Think about where you can cut back on your daily Starbucks or subscriptions that may not be adding a ton to your life. It'll pay off. Once you are in a place where you have saved a good amount for a down deposit, here is how you get started.

  • Step 1: Check your credit score

  • Step 2: Figure out how much house you can afford

  • Step 3: Find a real estate agent

  • Step 4: Get pre-approved

  • Step 5: Start the home search

  • Step 6: Make an offer

  • Step 7: Schedule the inspection

  • Step 8: Secure your financing

  • Step 9: Purchase a homeowners insurance policy

  • Step 10: Close and move

-Check out this article on Zillow which has more details on these steps.


- Real Estate Agent

- Sellers & Seller's Agent: You don't interact with them directly (typically).

- Home Inspector

- Homeowners Insurance Company

- Closing Attorney

- Lender (Movement Mortgage)

- Support Team

- You :)


1️⃣ GET PRE-APPROVED FIRST in order to make an offer ✅

• Talk to a lender like Heather (@heatheraucello_lo) before falling in love with a property

• This helps set your expectations for what price range you’re able to be pre-approved for and what you are comfortable with paying each month


• Went immediately with my real estate agent’s preferred lender instead of looking at several options for the best rate

• Researched the values of the company - @movementmtg is heavily involved in the Charlotre community and gives to


•It’s not too late to start now!! Wish I would have been saving since high school (even a tiny bit to help with down payment)


•Local and statewide companies & banks have grants for certain areas to help with down payment assistance (and you can layer them on top of each other)


Time to dispel some myths about buying your home! 🏡 @heatheraucello_lo set me straight 👇

✅ Should I start saving like…. NOW?

❌ Do you need to put 20% down?

✅ Can your 401K & tax refund be used for closing costs?

❌ Are prequalification & preapproval the same thing?

✅ Do I need my bank statements, drivers license, and pay stubs to buy?

❌ Is buying a house impossible in this market?

✅ Is @movementmtg the best lender to go with?!

I was a fish out of water when I first started the process…. wish I would have gone to Heather first to ask ALLLL the questions.


I couldn't have done this without the help of my family who has supported me nonstop in the process. Couldn't be more grateful to be a homeowner before 30 - it's a huge responsibility and SO worth it as an investment!!

If you have any questions, feel free to reach out and I can also connect you to a fantastic lender, Heather Aucello from Movement Mortgage & Jessica Grace Booker (my realtor)!

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